Financial Health Checkup

Just like how we take regular medical health checkup, Financial Health checkup will help us to understand our Financial Health Status
We will help you in assessing your cash flows, Income, expenses, liabilities and savings. You will come to know that, are you in right direction to achieve 'Financial Well Being'?. If not what all the necessary actions need to be taken.
This service is suitable for Individuals, couple and People who are nearing their retirement. You need to take this even if you don't have sufficient surplus money.

Consultation to build contingency fund and Financial Document KIT

Many a times, we don't know where are the important documents kept. Some of them are in home, few are in office and email. Proof reading these documents and verifying the details mentioned in it is important
The benefir doing this excersise of FIDOK (Financial Information and Document Orgonizing Kit)

Listing down all important documents
Safeguarding soft copies and hard copies all the documents
Correcting any mistakes in any document and updating
Doing an yearly review of all these documents and setting a reminder for renewals and payments
Most importantly updating these details to family members for immediate access

Home purchase plan and closure of home loan in less than half the tenure

Home being the biggest purchase in individual’s life, its needs careful planning and decision? We help investors to make thorough planning and right decisions

What are the key parameters to be considered?
What is the good time to buy house?
Is it wise to buy or rent? Buy now or later?
How much money to arrange for down payment and how much should be taken loan and when this loan need to be closed.
Eligibility criteria, tax saving options, total cost calculations and saving plan for down payment.
 

Children’s Education and Marriage planning

Most of the parents wants to fulfil their kids dream education, we help parents to achieve children’s graduation, post-graduation and other costs.

Education cost is increasing day by day, helping parents to understand the actual costs
The cost of foreign education and planning to fulfill dream
The actual costs of wedding, destination wedding and fulfilling the dream
Making parents to understand about the needs and wants of kid’s expenses
Various education loans available and their pros, cons

Retirement Planning – Accumulation and Distribution phase

Retirement Planning is a process of determining the retirement income goals and the actions and decisions necessary to achieve these goals.

Retirement is the most important goal as cannot be stopped, or funded by liabilities
We help investors to understand their existing cash flow, future expenses and health care needs.
In this process, consolidation of all the existing retirement savings and figuring out the gap
Helping investors to achieve the retirement goal with proper asset allocation.
Doing risk profile analysis at every stage and re balancing their portfolio

Investment Planning and Consultation

Few investors they don’t have any specific financial goals for planning. But they want to invest their money either for short, medium and long term, the purpose here either to Accumulation, Preservation or Distribution the money.

This needs to proper Risk assessment of investor, Asset allocation and diversification
Managing and monitoring the investment portfolio
Tax planning and getting better tax adjusted returns
To know about various investment products such as Fixed Instruments, Mutual Funds, Unlisted Securities, National Pension Systems, Gold Funds, Portfolio Management Service and Alternate Investment Funds

Other Goals planning (International Vacation, Start-up funding, Parents care, Philanthropy and Single women financial plan)

It is important to experience new places and rejuvenate ourselves by doing family vacation. This needs careful planning and execution

Now a days many people are starting their own business, venture or they become consultants. In order have smooth start and successful running to their initiative, that need to be properly planned for at least 6 years. 3 years before starting and 3 years after starting. This planning will help them to manage their cash flows to run the family, it avoids unnecessary financial stress.
Our generation is called as sandwich generation as we need to take care of our parents and kids future, as well fund our own expenses without depending on kids. To take care of parents, we need to have proper financial plan in place.
Financial planning for Single women is quite different than for couple or individual. Single women include never married, divorced, Separated or widowed. Their goals and needs are unique, so it needs different planning.

Insurance Need Analysis

What is Insurance? Insurance is a contract between Insured (Policy holder) and Insurer (Insurance company) in return for consideration (Premium) where Insurer promises to pay certain specified sum (Benefits) on happening of the specified insured peril (Risk or Event)

Scientific method of calculating Ideal insurance cover needed
Do’s and Don’ts of Insurance
Educating about the tax benefits of each insurance
Providing proper quote from multiple companies for Life, Health, Accidental and Critical Illness cover
Managing Insurance cover (Annual reviews, support for claims settlements and timely renewals)
Helping clients to accumulate money for Insurance renewals, without causing burdens
 

Personal OR Family Financial Plan
Doing a holistic plan is most important for Happy Financial Life. This process helps individuals and couple with complete financial plan which includes qualitative and quantitave analysis of family goals.
What are my Needs, Wants, Dreams how to prioritize them?
Preparing goal matrix sheet for all your goals
One page financial plan to achieve the listed goals
Doing basic Financial Health checkup and preparing Net-worth statement

For more details and to avail any of our services
email us on 'arthika.swatanthra@gmail.com'

Company Profile Page - https://bit.ly/2UzzCjt